The European Bank for Reconstruction and Development (EBRD) and Triglav Group will invest over PLN 88 million in the development of Trasti. This is a significant boost for the Polish insurtech sector and yet another example that foreign capital in Polish insurtech finds solid ground for growth.
Shared capital, shared vision for development
According to the official announcement, the EBRD and the Slovenian financial and insurance group Triglav will jointly invest PLN 88.1 million in Trasti — a technology firm specialising in digital motor insurance distribution.
The funding will support not only business scale-up, but also the modernisation of Trasti’s technology infrastructure, improved operational efficiency, and further expansion of its product offering. The investment will also support the implementation of international accounting standards (IFRS) and improvements in corporate governance frameworks.
“The equity investment will finance the future growth of Trasti’s digital business, including strengthening its underwriting capabilities, onboarding new insurance partners, and expanding its product offering in property and casualty insurance. It will also support the development of Trasti’s technology and platform, enhancing the company’s operational performance,” the announcement reads.
Foreign capital in Polish insurtech: strong backing for Trasti
Trasti has been present on the Polish market since 2021 as the managing general agent (MGA) of Triglav — Slovenia’s largest insurance company. The firm specialises in selling third-party liability (OC) and comprehensive motor insurance (AC) and manages the entire process from pricing and distribution to claims handling and post-sale service. The insurance risk lies with Triglav, while reinsurance is provided by Swiss Re — one of the world’s largest reinsurers.
“Trasti is an excellent example of a high-tech potential company we are keen to invest in within Poland. We are pleased to have attracted such an experienced international investor as Triglav through this transaction, and we are convinced that our partnership will enable Trasti to become a market leader,” said Tamas Nagy, Co-Head of Private Equity at EBRD.
Ambitious growth plans: profitability and PLN 1.2 billion in premiums by 2029
Trasti’s management aims to reach profitability by 2025. The company’s long-term objective is to generate PLN 1.2 billion in gross written premium by 2029, driven by consistent business scaling using modern digital tools, process automation, and integrations with insurance partners.
Implementing IFRS and strengthening corporate governance are also intended to prepare the company for further funding rounds and, in the longer term, to access capital markets or enter strategic partnerships within the region.
Poland increasingly attractive for insurtech investment
The EBRD has long been an active institutional investor in Poland, having invested nearly EUR 16 billion in 560 projects to date — including a record EUR 1.43 billion in 2024 alone. The decision to invest in Trasti underscores Poland’s growing role as an ecosystem supporting the development of innovative business models in financial and insurance sectors. For foreign investors, this sends a clear message: foreign capital in Polish insurtech has the potential not only for returns, but for long-term value in a maturing yet dynamic market environment.
